The Deal Grader

Grade the deal before the deal grades you

Built from 100+ flips of our own and 800+ we've partnered on — including the ones that lost money. Which is the point: the grade can say no. A calculator that likes every deal is a brochure.

Free. No email, no login. Every assumption we make is printed below the number.

Start from a real deal

Already registered? Drop your email and the deals you grade here — and the investment opportunities you open — tie back to your file, so your rep isn't guessing.

The deal, as it sits

Purchase price what you'd close at

Scope of work sets rehab time + repair baseline

Rehab budget all of it

Sq ft optional

ARV what the comps say, not what you hope

DOM in your comps' market days

Hold, months

Your flip experience

Funding

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What the grade sees

What would worry us

When the plan meets the market

The first stress test is free. The rest — and the line-item math behind each — is in the full grade.

The full grade

Employee access required for the full internal view.

The public verdict stays available to every investor. Detailed internal assumptions, repair baselines, and lender-package printing require an Equity Dispo employee session.

Line item	Amount

Stress test	Swing	New bottom line	Grade

The 30-year picture — what holding actually builds

If you sold in year N — total profit and IRR

Exit	Sale price	Loan left	Cash flow banked	Total profit	IRR

The profit ladder — every exit price, graded

The repair cheat sheet — build your budget from ours

Your build: $0

General ballpark — full cosmetic

Property	Ballpark

Straight off our repair cheat sheet — the numbers we actually use. Your GC is invited to argue; that's what the line items are for.

Where this ranks among current investment opportunities

Margins computed at the same defaults, hard money, 4–10 flips experience — apples to apples.

The assumptions — argue with any of them

Every number is live — change one and the whole grade recomputes. Don't pay concessions? Zero it. Buyer-side closing covered? Zero it. Each field grows its own reset when it leaves our default.

Equity Dispo team tools

The internal grade requires employee access.

Employees can open line-item assumptions, repair baselines, stress tests, inventory comparisons, and lender-package printing. The public verdict above remains available to every visitor.

Uses the same protected team session as the staff portal.

What this is: a screening tool, not underwriting. Hold time is derived from your scope of work plus your comps market's days-on-market, plus escrow on both ends. Hard-money interest is computed on the full project — (purchase + rehab) × rate ÷ 12 × months — at the rate your experience tier actually gets quoted, plus 1 point. Exit costs run 5% of the resale — commissions on both ends plus closing — which is the high side, on purpose. Concessions are modeled as a flat $10,000 paid on 43% of sales (metro Denver; the share updates weekly from our market report). The GO / NO GO bar is minimum profit of 8% of ARV — it scales with the deal instead of a flat dollar floor. Repair numbers are our actual cheat sheet, garage builds included, and every line is a dollar figure you can overwrite. Every default is editable in the full grade — if your number is better than ours, prove it to the calculator. That's what it's for.